PENGARUH PEMAHAMAN BAGI HASIL, MOTIVASI MENGHINDARI RIBA, DAN RELIGIUSITAS TERHADAP MINAT MAHASISWA MENJADI NASABAH BANK SYARIAH

Abstract

This research uses 3 independent variables, namely understanding profit sharing, motivation to avoid usury, and religiosity, while students' interest in becoming sharia bank customers is the dependent variable. The object of this research is the accounting department of the Samarinda State Polytechnic. The sampling technique uses purposive sampling. The data collection technique uses a questionnaire. The analysis technique uses multiple linear regression which is processed using SPSS 23. The results of the research partially show that the variables understanding profit sharing, motivation to avoid usury, and religiosity have a positive and significant effect on students' interest in becoming sharia bank customers. Simultaneously understanding profit sharing, motivation to avoid usury, and religiosity on students' interest in becoming Islamic bank customers have a positive and significant effect.