PENGARUH LITERASI KEUANGAN, HERDING, DAN PERSEPSI RISIKO TERHADAP KEPUTUSAN INVESTASI MAHASISWA POLITEKNIK NEGERI SAMARINDA

Abstract

The purpose to be achieved in this study was to determine the effect of financial literacy, herding, and risk perception on investment decisions of Samarinda State Polytechnic student. This research method uses quantitative research with primary data obtained from distributing questionnaires of Samarinda State Polytechnic student class of 2020 and 2021 with a sample size of 130 respondents using Purposive Sampling technique. The results showed that partially the variables of financial literacy, herding, and risk perception had a significant effect on the investment decisions of Samarinda State Polytechnic students. In the results simultaneously the variables of financial literacy, herding, and risk perception have a significant effect on the investment decisions of Samarinda State Polytechnic students.