PENGARUH GAYA HIDUP HEDONISME, TEMAN SEBAYA, DAN LITERASI KEUANGAN TERHADAP MANAJEMEN KEUANGAN PRIBADI MAHASISWA DI KOTA SAMARINDA

Abstract

This study aims to determine the effect of hedonism lifestyle, peers, and financial literacy on personal financial management of students in Samarinda City. This research uses a quantitative approach. Data collection techniques through questionnaires with a sample of students in Samarinda City at Mulawarman University, Muhammadiyah University of East Kalimantan, University of August 17 1945 Samarinda, and Samarinda State Polytechnic. The sampling technique used in this study used Probability sampling technique with simple random sampling with the Krejcie and Morgan formula with a minimum sample size of 380 respondents. In this study, the analytical tool used was statistical methods through the Statistical Product and Services Solutions (SPSS) program. The results showed that partially the variables of hedonism lifestyle and financial literacy had a positive and significant effect on personal financial management. While the peer variable has no effect and is not significant on personal financial management. Simultaneously, the variables of hedonism lifestyle, peers, and financial literacy have a positive and significant effect on personal financial management.