PENGARUH PENGETAHUAN KEUANGAN, SIKAP KEUANGAN, TEMAN SEBAYA, DAN PENGENDALIAN DIRI TERHADAP PENGELOLAAN KEUANGAN MASYARAKAT DI KOTA SAMARINDA

Abstract

The community needs to understand the importance of financial knowledge. One aspect of financial management among the community in Samarinda City can be seen from prioritizing their needs and controlling expenditures. The research aims to determine how financial knowledge, financial attitudes, peers, and self-control positively and significantly influence financial management among the community in Samarinda City. This study is quantitative, with a sample size of 384 respondents selected through Incidental Sampling technique. The analytical method used is multiple linear regression analysis with IBM SPSS version 23. The results indicate that financial knowledge, financial attitudes, peers, and self-control variables individually and collectively have a positive and significant impact on financial management among the community in Samarinda City.