PENGARUH LIFE STYLE, FINANCIAL LITERACY, LOVE OF MONEY DAN FINTECH PAYMENT TERHADAP FINANCIAL MANAGEMENT BEHAVIOR PADA MAHASISWA POLITEKNIK NEGERI SAMARINDA JURUSAN AKUNTANSI

Abstract

This research aims to determine whether there is an influence of Life Style, Financial Literacy, Love of Money and Fintech Payment on Financial Management Behavior in Samarinda State Polytechnic Students majoring in Accounting. This research uses quantitative methods. The data collection technique in this research uses offline questionnaire distribution techniques with a sample of 265 respondents. The data analysis techniques that researchers use include Validity Test, Reliability Test, Classical Assumption Test, Normality Test, Multicollinearity Test, Heteroscedasticity Test, Multiple Linear Regression Test, t Test, f Test, Correlation and Determination Coefficient Test, and use IBM SPPS Version 23 Software The results of this research show: (1) Life Style does not significantly influence Financial Management Behavior. With a significant value of 0.395 > 0.05. (2) Financial Literacy has a significant effect on Financial Management Behavior. With a significant value of 0.000 <0.05. (3) Love of Money has no significant effect on Financial Management Behavior. With a significant value of 0.287 > 0.05. (4) Fintech Payment has a significant effect on Financial Management Behavior. With a significant value of 0.000 <0.05. (5) Life Style, Financial Literacy, Love of Money and Fintech Payment have a significant effect on Financial Management among Samarinda State Polytechnic Students majoring in Accounting with a significant value of 0.000 < 0.05.